:root {
  /* Paleta RRoig Insurance — Clásica Prestigio (Azul Marino + Dorado) */
  --azul-principal: #0A1628;         /* Azul marino (color principal) */
  --azul-oscuro: #061021;             /* Azul marino profundo (headers, hero) */
  --azul-claro: #E8EFF7;              /* Azul muy claro (fondos sutiles, badges) */
  --naranja: #D4A035;                 /* Dorado clásico (CTAs) — del logo */
  --naranja-oscuro: #B8851C;          /* Dorado oscuro (hover) */
  --amarillo: #E8C468;                /* Dorado brillante (highlights) */
  --verde: #10a86a;                   /* Verde WhatsApp / éxito */
  --rojo: #e74c3c;
  --gris-texto: #1a1a1a;              /* Negro suave (texto principal) */
  --gris-suave: #6b7280;              /* Gris medio (texto secundario) */
  --gris-fondo: #F5EFE0;              /* Crema suave (fondos secundarios) */
  --blanco: #ffffff;
  --negro: #1A1A1A;
  --dorado: #D4A035;
  --dorado-claro: #E8C468;
  --dorado-oscuro: #B8851C;
  --azul-marino: #0A1628;
  --sombra-suave: 0 4px 12px rgba(10, 22, 40, 0.10);
  --sombra-fuerte: 0 12px 32px rgba(10, 22, 40, 0.25);
  --sombra-dorada: 0 4px 16px rgba(212, 160, 53, 0.35);
  --radio: 14px;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--gris-texto);
  background: var(--blanco);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, h4 { font-family: 'Poppins', sans-serif; line-height: 1.2; color: var(--azul-oscuro); }
a { color: var(--azul-principal); text-decoration: none; }
img { max-width: 100%; display: block; }

/* ========== TOP BAR ========== */
.top-bar {
  background: var(--azul-oscuro);
  color: #cfe3f7;
  font-size: 0.85rem;
  padding: 8px 0;
}
.top-bar-content {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}
.top-bar a { color: #ffd54a; font-weight: 600; }
.top-bar .urgency { color: var(--amarillo); font-weight: 600; }

/* ========== HEADER ========== */
header {
  background: var(--blanco);
  box-shadow: var(--sombra-suave);
  position: sticky;
  top: 0;
  z-index: 100;
}
.nav-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 14px 20px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  position: relative;
}
.logo {
  display: flex;
  align-items: center;
  gap: 14px;
  font-family: 'Poppins', sans-serif;
  color: var(--azul-oscuro);
  text-decoration: none;
}

/* ===== LOGO BANNER (logo escudo + texto al lado) ===== */
.logo-banner {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  padding: 4px 0;
  flex: 1 1 auto;
  min-width: 0;
  max-width: 720px;
  margin-right: 20px;
}
.logo-banner-img {
  display: block;
  flex: 0 0 auto;
  height: 110px;
  width: auto;
  max-height: 110px;
  object-fit: contain;
  object-position: left center;
}
.logo-text-img {
  display: block;
  flex: 1 1 auto;
  height: auto;
  max-height: 80px;
  width: auto;
  max-width: 100%;
  object-fit: contain;
  object-position: left center;
}
/* Footer */
.footer-logo {
  flex: 0 0 auto;
  max-width: 100%;
  gap: 12px;
  margin-bottom: 18px;
  align-items: center;
}
.footer-logo .logo-banner-img {
  height: 78px;
  max-height: 78px;
  width: auto;
}
.footer-logo .logo-text-img {
  max-height: 72px;
  height: auto;
  width: auto;
  max-width: 180px;
}
.footer-logo .footer-text-img {
  max-height: 70px;
  max-width: 160px;
}

/* ===== LOGO 3D ESTÁTICO (legacy / fallback SVG) ===== */
.logo-3d-wrap {
  width: 72px;
  height: 72px;
  flex-shrink: 0;
  perspective: 900px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo-3d-img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: contain;
  transform: rotateY(-14deg) rotateX(8deg);
  transform-style: preserve-3d;
  /* Efecto 3D: sombra extruida (varias capas para simular profundidad) +
     sombra suave del piso + halo dorado */
  filter:
    drop-shadow(1.5px 1.5px 0 rgba(120, 80, 0, 0.95))
    drop-shadow(3px 3px 0 rgba(120, 80, 0, 0.7))
    drop-shadow(4.5px 4.5px 0 rgba(120, 80, 0, 0.45))
    drop-shadow(6px 12px 18px rgba(0, 0, 0, 0.45))
    drop-shadow(0 0 25px rgba(245, 200, 80, 0.35));
  transition: transform 0.4s cubic-bezier(.2,.7,.3,1.2),
              filter 0.4s ease;
}
.logo:hover .logo-3d-img {
  transform: rotateY(0deg) rotateX(0deg) scale(1.06);
  filter:
    drop-shadow(0 0 0 rgba(120, 80, 0, 0))
    drop-shadow(0 6px 12px rgba(0, 0, 0, 0.35))
    drop-shadow(0 0 30px rgba(245, 200, 80, 0.55));
}

/* Versiones grandes (para hero/footer si se usan) */
.logo-3d-wrap.large { width: 130px; height: 130px; }
.logo-3d-wrap.xl    { width: 210px; height: 210px; }

/* Mantener compatibilidad con logo-icon (por si algún sitio lo usa) */
.logo-icon {
  width: 48px; height: 48px;
  background: linear-gradient(135deg, #0d4f8c 0%, #1a7bc7 100%);
  border-radius: 12px;
  display: grid;
  place-items: center;
  color: white;
  font-weight: 800;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(13, 79, 140, 0.25);
}
.logo-icon svg {
  width: 30px;
  height: 30px;
  display: block;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1;
  gap: 2px;
}
.logo-main {
  font-family: 'Poppins', sans-serif;
  font-size: 1.85rem;
  font-weight: 900;
  letter-spacing: 1.5px;
  background: linear-gradient(180deg,
              #fef3a7 0%,
              #f5cc4d 25%,
              #d4a017 55%,
              #b8860b 80%,
              #8b6508 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
  text-shadow:
    0 1px 0 rgba(0,0,0,0.05),
    0 2px 4px rgba(212, 160, 23, 0.25);
  filter: drop-shadow(0 1px 0 rgba(139, 101, 8, 0.4));
  text-transform: uppercase;
  position: relative;
}
.logo-tag {
  font-family: 'Poppins', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 6px;
  color: var(--azul-oscuro);
  text-transform: uppercase;
  padding: 3px 0 0;
  border-top: 1.5px solid rgba(212, 160, 23, 0.5);
  margin-top: 1px;
  display: inline-block;
  width: fit-content;
}

/* Footer: tag más claro */
.footer-col .logo-tag {
  color: #cfe3f7;
  border-top-color: rgba(255, 213, 74, 0.4);
}

/* Compatibilidad con sub legacy */
.logo-sub {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--naranja);
  letter-spacing: 0.3px;
  margin-top: 2px;
}
.nav-links {
  display: flex;
  gap: 18px;
  align-items: center;
  list-style: none;
}
.nav-links li { position: relative; }
.nav-links a {
  color: var(--gris-texto);
  font-weight: 600;
  font-size: 1.05rem;
  transition: color 0.2s;
  text-decoration: none;
  letter-spacing: 0.01em;
}
.nav-links a:hover, .nav-links a.active { color: var(--naranja); }
.nav-links a.active { font-weight: 700; }
.nav-trigger {
  background: none;
  border: 0;
  font-family: inherit;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--gris-texto);
  cursor: pointer;
  padding: 6px 0;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  letter-spacing: 0.01em;
  transition: color 0.2s;
}
.nav-trigger:hover { color: var(--naranja); }
.nav-dropdown.active-group .nav-trigger { color: var(--naranja); font-weight: 700; }
.nav-dropdown .caret { font-size: 0.7rem; transition: transform 0.2s; }
.nav-dropdown.open .caret { transform: rotate(180deg); }
.nav-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: -10px;
  min-width: 220px;
  background: white;
  border-radius: 12px;
  padding: 8px;
  box-shadow: 0 10px 28px rgba(0,0,0,0.12);
  border: 1px solid #eef2f7;
  margin-top: 8px;
  z-index: 200;
}
.nav-dropdown.open .nav-menu { display: block; animation: fadeInMenu 0.18s ease-out; }
@keyframes fadeInMenu { from { opacity: 0; transform: translateY(-6px);} to { opacity: 1; transform: translateY(0);} }
.nav-menu a {
  display: block;
  padding: 9px 12px;
  border-radius: 8px;
  color: var(--gris-texto);
  font-size: 0.9rem;
  font-weight: 500;
}
.nav-menu a:hover { background: var(--azul-claro); color: var(--azul-principal); }
.nav-menu a.active { background: var(--azul-claro); color: var(--azul-principal); font-weight: 700; }

.btn-call-header {
  background: var(--verde);
  color: white !important;
  padding: 9px 14px;
  border-radius: 50px;
  font-weight: 700 !important;
  display: inline-flex !important;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem !important;
}
.btn-wa-header {
  background: #25D366;
  color: white !important;
  padding: 9px 14px;
  border-radius: 50px;
  font-weight: 700 !important;
  display: inline-flex !important;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem !important;
}
.btn-wa-header:hover, .btn-call-header:hover { color: white !important; opacity: 0.92; }

/* Top bar contact */
.top-bar-content .topbar-contact { display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.top-bar-content .topbar-contact .sep { opacity: 0.5; }
.menu-toggle {
  display: none;
  background: none;
  border: 0;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--azul-oscuro);
}

/* ========== HERO ========== */
.hero {
  background:
    linear-gradient(135deg, rgba(10,22,40,0.96) 0%, rgba(6,16,33,0.92) 100%),
    url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1200 600'><defs><pattern id='p' width='60' height='60' patternUnits='userSpaceOnUse'><circle cx='30' cy='30' r='1.5' fill='%23D4A035' opacity='0.18'/></pattern></defs><rect width='1200' height='600' fill='url(%23p)'/></svg>");
  color: white;
  padding: 60px 20px 80px;
  position: relative;
  overflow: hidden;
}
.hero.compact { padding: 50px 20px 60px; }
.hero-container {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-container.single { grid-template-columns: 1fr; text-align: center; }
.hero-container.single .hero-text { max-width: 760px; margin: 0 auto; }
.hero-container.single .hero-benefits { display: inline-block; text-align: left; margin-left: auto; margin-right: auto; }
.hero-container.single .hero-cta-row { justify-content: center; }
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 213, 74, 0.18);
  color: var(--amarillo);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 20px;
  border: 1px solid rgba(255, 213, 74, 0.35);
}
.hero h1 {
  color: white;
  font-size: clamp(2rem, 4.5vw, 3.4rem);
  font-weight: 800;
  margin-bottom: 18px;
}
.hero h1 .highlight {
  background: linear-gradient(120deg, var(--naranja) 0%, var(--amarillo) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero p.subtitle {
  font-size: 1.15rem;
  margin-bottom: 28px;
  color: #d6e7f7;
  max-width: 560px;
}
.hero-container.single .hero p.subtitle { margin-left: auto; margin-right: auto; }
.hero-benefits {
  list-style: none;
  margin-bottom: 32px;
}
.hero-benefits li {
  padding: 8px 0;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1rem;
  color: #e6f0fa;
}
.hero-benefits li::before {
  content: "✓";
  background: var(--verde);
  color: white;
  width: 22px; height: 22px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 700;
  font-size: 0.85rem;
  flex-shrink: 0;
}
.hero-cta-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}
.btn-primary {
  background: var(--naranja);
  color: var(--azul-oscuro);
  padding: 16px 32px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1.05rem;
  border: 0;
  cursor: pointer;
  transition: all 0.2s;
  box-shadow: 0 6px 20px rgba(212, 160, 53, 0.45);
  display: inline-flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
}
.btn-primary:hover {
  background: var(--naranja-oscuro);
  transform: translateY(-2px);
  box-shadow: 0 10px 26px rgba(212, 160, 53, 0.55);
  color: var(--azul-oscuro);
}
.btn-secondary {
  background: rgba(255,255,255,0.12);
  color: white;
  padding: 16px 28px;
  border-radius: 50px;
  font-weight: 600;
  border: 2px solid rgba(255,255,255,0.4);
  cursor: pointer;
  transition: all 0.2s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 1rem;
  text-decoration: none;
}
.btn-secondary:hover { background: rgba(255,255,255,0.22); color: white; }

/* Hero quick form */
.hero-form-card {
  background: white;
  border-radius: 20px;
  padding: 32px;
  box-shadow: 0 30px 60px rgba(0,0,0,0.25);
  color: var(--gris-texto);
}
.hero-form-card h3 {
  font-size: 1.4rem;
  margin-bottom: 6px;
  color: var(--azul-oscuro);
}
.hero-form-card .sub {
  color: var(--gris-suave);
  font-size: 0.92rem;
  margin-bottom: 20px;
}
.form-row { margin-bottom: 14px; }
.form-row label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--gris-texto);
  margin-bottom: 6px;
}
.form-row input, .form-row select {
  width: 100%;
  padding: 13px 14px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  font-size: 1rem;
  font-family: inherit;
  transition: border-color 0.2s;
  background: white;
}
.form-row input:focus, .form-row select:focus {
  outline: 0;
  border-color: var(--azul-principal);
}
.form-row.two { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-row.two > div { margin: 0; }
.form-tiny {
  font-size: 0.78rem;
  color: var(--gris-suave);
  margin-top: 12px;
  text-align: center;
}

/* ========== TRUST STRIP ========== */
.trust-strip {
  background: var(--gris-fondo);
  padding: 24px 20px;
  border-bottom: 1px solid #e8edf3;
}
.trust-content {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-around;
  gap: 24px;
  text-align: center;
}
.trust-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.trust-num {
  font-family: 'Poppins', sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--azul-principal);
}
.trust-label { font-size: 0.85rem; color: var(--gris-suave); }

/* ========== SECTIONS ========== */
section { padding: 80px 20px; }
.section-container { max-width: 1200px; margin: 0 auto; }
.section-header {
  text-align: center;
  margin-bottom: 50px;
}
.section-tag {
  display: inline-block;
  background: var(--azul-claro);
  color: var(--azul-principal);
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.section-header h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  margin-bottom: 12px;
  font-weight: 800;
}
.section-header p {
  color: var(--gris-suave);
  max-width: 640px;
  margin: 0 auto;
  font-size: 1.05rem;
}

/* ========== PRODUCTOS HUB CARDS ========== */
.productos-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
  margin-top: 30px;
}
.producto-card {
  background: white;
  border-radius: 18px;
  padding: 36px;
  border: 1px solid #e8edf3;
  display: flex;
  gap: 22px;
  align-items: flex-start;
  transition: all 0.25s;
  cursor: pointer;
  text-decoration: none;
  color: inherit;
}
.producto-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--sombra-fuerte);
  border-color: var(--naranja);
}
.producto-icon {
  width: 64px; height: 64px;
  border-radius: 16px;
  display: grid; place-items: center;
  font-size: 2rem;
  flex-shrink: 0;
}
.producto-icon.salud    { background: linear-gradient(135deg,#0d4f8c,#1a7bc7); color: white; }
.producto-icon.medicare { background: linear-gradient(135deg,#0a4f4d,#13877f); color: white; }
.producto-icon.dental   { background: linear-gradient(135deg,#10a86a,#22c98a); color: white; }
.producto-icon.vision   { background: linear-gradient(135deg,#a020c0,#d44df0); color: white; }
.producto-icon.vida     { background: linear-gradient(135deg,#e74c3c,#ff7676); color: white; }
.producto-icon.auto     { background: linear-gradient(135deg,#34495e,#5d6d7e); color: white; }
.producto-icon.hogar    { background: linear-gradient(135deg,#0a1628,#2c3e50); color: white; }
.producto-icon.comercial{ background: linear-gradient(135deg,#d4a035,#e8c468); color: var(--azul-oscuro); }

/* Grid de 8 productos: 4 columnas en desktop, 2 en tablet, 1 en mobile */
.productos-grid.productos-grid-8 {
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.productos-grid.productos-grid-8 .producto-card {
  flex-direction: column;
  align-items: stretch;
  padding: 24px;
  text-align: left;
}
.productos-grid.productos-grid-8 .producto-card h3 {
  font-size: 1.1rem;
  margin-top: 14px;
  margin-bottom: 6px;
}
.productos-grid.productos-grid-8 .producto-card p {
  font-size: 0.88rem;
  margin-bottom: 10px;
  min-height: 50px;
}
.productos-grid.productos-grid-8 .producto-icon {
  width: 54px;
  height: 54px;
  font-size: 1.8rem;
  align-self: flex-start;
}
@media (max-width: 1024px) {
  .productos-grid.productos-grid-8 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .productos-grid.productos-grid-8 { grid-template-columns: 1fr; }
  .productos-grid.productos-grid-8 .producto-card p { min-height: auto; }
}
.producto-card h3 {
  font-size: 1.3rem;
  margin-bottom: 6px;
}
.producto-card p {
  color: var(--gris-suave);
  font-size: 0.95rem;
  margin-bottom: 12px;
}
.producto-card .ver {
  color: var(--naranja);
  font-weight: 700;
  font-size: 0.9rem;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.producto-card .ver::after {
  content: "→";
  transition: transform 0.2s;
}
.producto-card:hover .ver::after { transform: translateX(4px); }

/* ========== HOW IT WORKS ========== */
.pasos {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 30px;
}
.paso-card {
  background: white;
  padding: 32px 26px;
  border-radius: var(--radio);
  border: 1px solid #e8edf3;
  text-align: center;
  transition: all 0.25s;
  position: relative;
}
.paso-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--sombra-fuerte);
  border-color: var(--azul-claro);
}
.paso-num {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--naranja), var(--amarillo));
  color: var(--azul-oscuro);
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 1.4rem;
  margin: 0 auto 18px;
  box-shadow: 0 6px 16px rgba(212,160,53,0.4);
}
.paso-card h3 { font-size: 1.2rem; margin-bottom: 8px; }
.paso-card p { color: var(--gris-suave); font-size: 0.95rem; }

/* ========== PLANES ========== */
.planes-section { background: var(--gris-fondo); }
.planes-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 30px;
}
.planes-grid.three { grid-template-columns: repeat(3, 1fr); max-width: 1000px; margin-left: auto; margin-right: auto; }
.plan-card {
  background: white;
  border-radius: var(--radio);
  overflow: hidden;
  box-shadow: var(--sombra-suave);
  transition: transform 0.25s, box-shadow 0.25s;
  border: 2px solid transparent;
}
.plan-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--sombra-fuerte);
}
.plan-card.popular { border-color: var(--naranja); }
.plan-header {
  padding: 26px 24px 20px;
  color: white;
  text-align: center;
  position: relative;
}
.plan-card[data-tier="bronze"] .plan-header { background: linear-gradient(135deg,#a87648,#7a5430); }
.plan-card[data-tier="silver"] .plan-header { background: linear-gradient(135deg,#9aa3b3,#6c7689); }
.plan-card[data-tier="gold"]   .plan-header { background: linear-gradient(135deg,#e5b341,#b58416); }
.plan-card[data-tier="platinum"] .plan-header { background: linear-gradient(135deg,#5a8fb5,#2d5a7d); }
.plan-card[data-tier="basico"] .plan-header { background: linear-gradient(135deg,#6b7889,#4a5568); }
.plan-card[data-tier="estandar"] .plan-header { background: linear-gradient(135deg,#0d4f8c,#1a7bc7); }
.plan-card[data-tier="premium"] .plan-header { background: linear-gradient(135deg,#10a86a,#22c98a); }
.plan-card[data-tier="termino"] .plan-header { background: linear-gradient(135deg,#0d4f8c,#1a7bc7); }
.plan-card[data-tier="completo"] .plan-header { background: linear-gradient(135deg,#a020c0,#d44df0); }
.plan-card[data-tier="universal"] .plan-header { background: linear-gradient(135deg,#ff7a1a,#ffb347); }
.popular-badge {
  position: absolute;
  top: -10px; right: 18px;
  background: var(--naranja);
  color: white;
  font-size: 0.7rem;
  font-weight: 700;
  padding: 5px 12px;
  border-radius: 50px;
  letter-spacing: 0.4px;
}
.plan-header h3 { color: white; font-size: 1.5rem; }
.plan-header .pct {
  font-size: 0.9rem;
  opacity: 0.9;
  margin-top: 4px;
}
.plan-body { padding: 24px; }
.plan-body .desde { font-size: 0.78rem; color: var(--gris-suave); }
.plan-body .precio {
  font-family: 'Poppins', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--azul-oscuro);
  margin-bottom: 4px;
}
.plan-body .precio span { font-size: 0.9rem; font-weight: 500; color: var(--gris-suave); }
.plan-body .nota { font-size: 0.78rem; color: var(--verde); font-weight: 600; margin-bottom: 14px; }
.plan-body ul { list-style: none; margin-bottom: 20px; }
.plan-body li {
  font-size: 0.9rem;
  padding: 5px 0;
  color: var(--gris-texto);
  display: flex; gap: 8px; align-items: flex-start;
}
.plan-body li::before {
  content: "✓";
  color: var(--verde);
  font-weight: 700;
  flex-shrink: 0;
}
.plan-cta {
  display: block;
  text-align: center;
  background: var(--azul-principal);
  color: white !important;
  padding: 12px;
  border-radius: 10px;
  font-weight: 600;
  transition: background 0.2s;
}
.plan-cta:hover { background: var(--azul-oscuro); }

/* ========== BENEFICIOS ========== */
.beneficios-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.beneficio {
  padding: 28px;
  border-radius: var(--radio);
  background: white;
  border: 1px solid #e8edf3;
  transition: all 0.25s;
}
.beneficio:hover { border-color: var(--azul-claro); transform: translateY(-2px); box-shadow: var(--sombra-suave); }
.beneficio-icon {
  width: 54px; height: 54px;
  border-radius: 14px;
  background: var(--azul-claro);
  color: var(--azul-principal);
  display: grid; place-items: center;
  font-size: 1.6rem;
  margin-bottom: 16px;
}
.beneficio h3 { font-size: 1.1rem; margin-bottom: 6px; }
.beneficio p { color: var(--gris-suave); font-size: 0.95rem; }

/* ========== FORMULARIO COMPLETO ========== */
.form-section {
  background: linear-gradient(135deg, var(--azul-oscuro) 0%, var(--azul-principal) 100%);
  color: white;
  position: relative;
}
.form-section .section-header h2 { color: white; }
.form-section .section-header p { color: #cfe3f7; }
.form-section .section-tag { background: rgba(255,213,74,0.2); color: var(--amarillo); }
.form-card-big {
  background: white;
  color: var(--gris-texto);
  border-radius: 20px;
  padding: 40px;
  max-width: 820px;
  margin: 0 auto;
  box-shadow: 0 30px 60px rgba(0,0,0,0.3);
}
.progress-bar {
  height: 6px;
  background: #eef2f7;
  border-radius: 50px;
  margin-bottom: 28px;
  overflow: hidden;
}
.progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--naranja), var(--amarillo));
  width: 25%;
  transition: width 0.4s;
  border-radius: 50px;
}
.form-step { display: none; }
.form-step.active { display: block; animation: fadeIn 0.3s; }
@keyframes fadeIn { from { opacity: 0; transform: translateY(10px);} to {opacity:1; transform: translateY(0);} }
.step-title {
  font-size: 1.35rem;
  margin-bottom: 6px;
  color: var(--azul-oscuro);
}
.step-sub { color: var(--gris-suave); margin-bottom: 22px; font-size: 0.95rem; }
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-grid .full { grid-column: 1/-1; }
.form-card-big input, .form-card-big select, .form-card-big textarea {
  width: 100%;
  padding: 13px 14px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  font-size: 1rem;
  font-family: inherit;
  background: white;
  transition: border-color 0.2s;
}
.form-card-big input:focus, .form-card-big select:focus, .form-card-big textarea:focus {
  outline: 0;
  border-color: var(--azul-principal);
}
.form-card-big label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 6px;
}
.radio-group {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}
.radio-group label {
  flex: 1;
  min-width: 120px;
  padding: 14px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  cursor: pointer;
  text-align: center;
  transition: all 0.2s;
  font-weight: 500;
  margin: 0;
}
.radio-group input { display: none; }
.radio-group input:checked + span {
  color: var(--azul-principal);
  font-weight: 700;
}
.radio-group label:has(input:checked) {
  border-color: var(--azul-principal);
  background: var(--azul-claro);
}
.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 26px;
}
.btn-back {
  background: #f0f3f8;
  color: var(--gris-texto);
  padding: 14px 22px;
  border-radius: 10px;
  border: 0;
  cursor: pointer;
  font-weight: 600;
  transition: background 0.2s;
}
.btn-back:hover { background: #e3e8f0; }
.btn-next {
  background: var(--naranja);
  color: white;
  padding: 14px 28px;
  border-radius: 10px;
  border: 0;
  cursor: pointer;
  font-weight: 700;
  margin-left: auto;
  transition: background 0.2s;
}
.btn-next:hover { background: var(--naranja-oscuro); }
.btn-submit {
  background: var(--verde);
  color: white;
  padding: 16px 32px;
  border-radius: 10px;
  border: 0;
  cursor: pointer;
  font-weight: 700;
  margin-left: auto;
  font-size: 1.05rem;
  transition: background 0.2s;
}
.btn-submit:hover { background: #0c8b56; }
.step-indicator {
  text-align: center;
  color: var(--gris-suave);
  font-size: 0.85rem;
  margin-bottom: 14px;
}
.success-msg {
  text-align: center;
  padding: 30px 0;
}
.success-msg .check {
  width: 80px; height: 80px;
  background: var(--verde);
  color: white;
  border-radius: 50%;
  display: grid;
  place-items: center;
  margin: 0 auto 20px;
  font-size: 2.5rem;
}
.success-msg h3 { color: var(--verde); font-size: 1.7rem; margin-bottom: 10px; }
.success-msg p { color: var(--gris-suave); margin-bottom: 18px; }

/* ========== TESTIMONIOS ========== */
.testimonios-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.testimonio {
  background: white;
  padding: 28px;
  border-radius: var(--radio);
  border: 1px solid #e8edf3;
  position: relative;
}
.testimonio .stars { color: #ffb800; margin-bottom: 12px; font-size: 1rem; letter-spacing: 2px; }
.testimonio .texto {
  font-size: 0.96rem;
  color: var(--gris-texto);
  margin-bottom: 18px;
  font-style: italic;
}
.testimonio-autor {
  display: flex;
  align-items: center;
  gap: 12px;
}
.avatar {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--azul-principal) 0%, var(--naranja) 100%);
  color: white;
  display: grid;
  place-items: center;
  font-weight: 700;
  font-family: 'Poppins', sans-serif;
}
.testimonio-autor .nombre { font-weight: 700; font-size: 0.95rem; }
.testimonio-autor .ciudad { font-size: 0.82rem; color: var(--gris-suave); }

/* ========== FAQ ========== */
.faq-section { background: var(--gris-fondo); }
.faq-list { max-width: 820px; margin: 30px auto 0; }
.faq-item {
  background: white;
  border-radius: 12px;
  margin-bottom: 12px;
  overflow: hidden;
  border: 1px solid #e8edf3;
}
.faq-q {
  padding: 18px 22px;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
  color: var(--azul-oscuro);
  user-select: none;
  transition: background 0.2s;
}
.faq-q:hover { background: var(--gris-fondo); }
.faq-q .arrow { transition: transform 0.2s; color: var(--naranja); font-size: 1.3rem; }
.faq-item.open .arrow { transform: rotate(180deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
  padding: 0 22px;
  color: var(--gris-suave);
}
.faq-item.open .faq-a {
  max-height: 500px;
  padding: 0 22px 20px;
}

/* ========== CTA FINAL ========== */
.cta-final {
  background: linear-gradient(135deg, var(--naranja) 0%, var(--naranja-oscuro) 100%);
  color: white;
  text-align: center;
}
.cta-final h2 {
  color: white;
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  margin-bottom: 14px;
}
.cta-final p { font-size: 1.1rem; margin-bottom: 28px; max-width: 620px; margin-left: auto; margin-right: auto; }
.cta-final .btn-call {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: white;
  color: var(--naranja-oscuro);
  padding: 18px 36px;
  border-radius: 50px;
  font-weight: 800;
  font-size: 1.2rem;
  box-shadow: 0 10px 30px rgba(0,0,0,0.2);
  transition: transform 0.2s;
  text-decoration: none;
}
.cta-final .btn-call:hover { transform: scale(1.04); color: var(--naranja-oscuro); }

/* ========== FOOTER ========== */
footer {
  background: var(--azul-oscuro);
  color: #cfe3f7;
  padding: 50px 20px 20px;
}
.footer-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 36px;
}
.footer-col h4 {
  color: white;
  font-size: 1.05rem;
  margin-bottom: 14px;
}
.footer-col a { color: #cfe3f7; font-size: 0.92rem; display: block; padding: 4px 0; }
.footer-col a:hover { color: var(--amarillo); }
.footer-col p { font-size: 0.92rem; line-height: 1.7; }
.footer-bottom {
  max-width: 1200px;
  margin: 30px auto 0;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.1);
  text-align: center;
  font-size: 0.82rem;
  color: #95b3d4;
}
.footer-bottom p { margin-bottom: 6px; }

/* ========== PRIVACY NOTICE ========== */
.privacy-notice {
  display: flex;
  align-items: flex-start;
  gap: 6px;
  font-weight: 400;
  font-size: 0.65rem;
  color: var(--gris-suave);
  padding: 8px 10px;
  background: var(--gris-fondo);
  border-radius: 8px;
  margin-top: 4px;
  border-left: 2px solid var(--verde);
  line-height: 1.35;
}
.privacy-notice .icon {
  flex-shrink: 0;
  font-size: 0.75rem;
  line-height: 1.2;
}
.privacy-notice strong { font-weight: 600; }
.privacy-notice a {
  color: var(--azul-principal);
  font-weight: 600;
  text-decoration: underline;
}

/* ========== TOAST NOTIFICATIONS ========== */
.toast-host {
  position: fixed;
  top: 20px;
  right: 20px;
  z-index: 9999;
  display: flex;
  flex-direction: column;
  gap: 10px;
  pointer-events: none;
  max-width: calc(100vw - 40px);
}
.toast {
  background: white;
  color: var(--gris-texto);
  padding: 16px 20px;
  border-radius: 12px;
  box-shadow: 0 12px 32px rgba(0,0,0,0.18);
  font-size: 0.95rem;
  border-left: 4px solid var(--verde);
  min-width: 300px;
  max-width: 420px;
  opacity: 0;
  transform: translateX(20px);
  transition: opacity 0.3s, transform 0.3s;
  pointer-events: auto;
}
.toast.show { opacity: 1; transform: translateX(0); }
.toast-success { border-left-color: var(--verde); }
.toast-error { border-left-color: var(--rojo); }

/* ========== FOOTER BADGES ========== */
.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 16px;
}
.footer-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: rgba(255,255,255,0.08);
  color: #ffd54a;
  padding: 5px 10px;
  border-radius: 50px;
  font-size: 0.74rem;
  font-weight: 600;
  border: 1px solid rgba(255,213,74,0.25);
}

/* ========== CREDENTIALS LINE (en form hero) ========== */
.credentials-line {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
  align-items: center;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px dashed #e5ebf2;
}
.credentials-line span {
  font-size: 0.72rem;
  color: var(--azul-oscuro);
  background: var(--gris-fondo);
  padding: 4px 10px;
  border-radius: 50px;
  font-weight: 600;
  white-space: nowrap;
  cursor: help;
}

/* ========== TCPA CONSENT (implícito por click) ========== */
.tcpa-implicit {
  font-size: 0.7rem;
  line-height: 1.5;
  color: var(--gris-suave);
  margin: 12px 0 0;
  padding: 0 4px;
  text-align: left;
}
.tcpa-implicit strong { color: var(--azul-oscuro); font-weight: 700; }
.tcpa-implicit a { color: var(--azul-principal); text-decoration: underline; font-weight: 600; }

/* Conservar estilo legacy del checkbox por si lo reutilizas */
.tcpa-consent {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin: 14px 0;
  padding: 10px 12px;
  background: var(--gris-fondo);
  border-radius: 8px;
  border-left: 3px solid var(--azul-principal);
  font-size: 0.72rem;
  line-height: 1.45;
  color: var(--gris-suave);
  cursor: pointer;
}
.tcpa-consent input[type="checkbox"] {
  margin-top: 3px;
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  accent-color: var(--azul-principal);
  cursor: pointer;
}
.tcpa-consent strong { font-weight: 700; color: var(--azul-oscuro); }
.tcpa-consent a { color: var(--azul-principal); text-decoration: underline; font-weight: 600; }

/* ========== STICKY CTA BAR MOBILE ========== */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: white;
  border-top: 1px solid #e8edf3;
  padding: 10px;
  z-index: 95;
  box-shadow: 0 -8px 24px rgba(10,22,40,0.12);
  gap: 8px;
}
.sticky-cta a {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 14px 8px;
  border-radius: 50px;
  font-weight: 800;
  font-size: 0.92rem;
  text-decoration: none;
  white-space: nowrap;
}
.sticky-cta .sticky-call {
  background: var(--verde);
  color: white;
}
.sticky-cta .sticky-wa {
  background: #25D366;
  color: white;
}
@media (max-width: 768px) {
  .sticky-cta { display: flex; }
  body { padding-bottom: 76px; }
  .floating-wa { display: none; }
  .floating-call { display: none; }
}

/* ========== EXIT INTENT POPUP ========== */
.exit-popup {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(10, 22, 40, 0.78);
  z-index: 9998;
  align-items: center;
  justify-content: center;
  padding: 20px;
  animation: fadeInPopup 0.25s ease;
}
.exit-popup.show { display: flex; }
@keyframes fadeInPopup { from { opacity: 0; } to { opacity: 1; } }
.exit-popup-card {
  background: white;
  border-radius: 18px;
  max-width: 520px;
  width: 100%;
  padding: 36px 32px 28px;
  position: relative;
  box-shadow: 0 30px 80px rgba(0,0,0,0.4);
  animation: popInExit 0.35s cubic-bezier(.2,.7,.3,1.3);
}
@keyframes popInExit { from { transform: scale(0.85); opacity: 0; } to { transform: scale(1); opacity: 1; } }
.exit-popup-close {
  position: absolute;
  top: 12px; right: 16px;
  background: transparent;
  border: 0;
  font-size: 1.6rem;
  color: var(--gris-suave);
  cursor: pointer;
  line-height: 1;
}
.exit-popup-close:hover { color: var(--azul-oscuro); }
.exit-popup-tag {
  display: inline-block;
  background: var(--dorado);
  color: var(--azul-oscuro);
  font-size: 0.75rem;
  font-weight: 800;
  padding: 4px 12px;
  border-radius: 50px;
  letter-spacing: 0.5px;
  margin-bottom: 12px;
}
.exit-popup h3 {
  font-size: 1.5rem;
  margin-bottom: 10px;
  color: var(--azul-oscuro);
}
.exit-popup p {
  color: var(--gris-suave);
  font-size: 0.95rem;
  margin-bottom: 18px;
  line-height: 1.5;
}
.exit-popup ul {
  list-style: none;
  margin-bottom: 18px;
}
.exit-popup ul li {
  padding: 4px 0 4px 24px;
  position: relative;
  font-size: 0.92rem;
  color: var(--gris-texto);
}
.exit-popup ul li::before {
  content: "✓";
  position: absolute; left: 0;
  color: var(--verde);
  font-weight: 800;
}
.exit-popup form {
  display: flex;
  gap: 8px;
  margin-bottom: 10px;
}
.exit-popup input[type="email"] {
  flex: 1;
  padding: 13px 14px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  font-size: 1rem;
  font-family: inherit;
}
.exit-popup input[type="email"]:focus {
  outline: 0;
  border-color: var(--azul-principal);
}
.exit-popup button[type="submit"] {
  background: var(--naranja);
  color: var(--azul-oscuro);
  border: 0;
  padding: 13px 22px;
  border-radius: 10px;
  font-weight: 800;
  cursor: pointer;
  font-size: 0.95rem;
  white-space: nowrap;
}
.exit-popup button[type="submit"]:hover { background: var(--naranja-oscuro); }
.exit-popup .tiny {
  font-size: 0.72rem;
  color: var(--gris-suave);
  text-align: center;
}
@media (max-width: 480px) {
  .exit-popup form { flex-direction: column; }
  .exit-popup-card { padding: 32px 22px 24px; }
}

/* ========== FLOATING BUTTONS (WhatsApp + Call) ========== */
.floating-wa {
  position: fixed;
  bottom: 20px; right: 20px;
  background: #25D366;
  width: 56px; height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 24px rgba(37,211,102,0.45);
  z-index: 91;
  text-decoration: none;
  transition: transform 0.2s;
}
.floating-wa:hover { transform: scale(1.08); }
.floating-call {
  position: fixed;
  bottom: 20px; right: 88px;
  background: var(--verde);
  color: white;
  padding: 14px 22px;
  border-radius: 50px;
  font-weight: 700;
  box-shadow: 0 8px 24px rgba(16,168,106,0.5);
  z-index: 90;
  display: none;
  align-items: center;
  gap: 8px;
  text-decoration: none;
}

/* ========== ASEGURADORAS ========== */
.aseguradoras-section {
  background: white;
  padding: 50px 20px;
  border-top: 1px solid #eef2f7;
  border-bottom: 1px solid #eef2f7;
}
.aseguradoras-title {
  text-align: center;
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--gris-suave);
  margin-bottom: 24px;
}
.aseguradoras-grid {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 20px;
  align-items: center;
}
.aseguradora-logo {
  background: var(--gris-fondo);
  border-radius: 10px;
  padding: 18px 12px;
  text-align: center;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 0.9rem;
  color: var(--azul-oscuro);
  letter-spacing: 0.3px;
  border: 1px solid #eef2f7;
  transition: all 0.25s;
  line-height: 1.2;
  min-height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.aseguradora-logo:hover {
  border-color: var(--azul-principal);
  transform: translateY(-2px);
  box-shadow: var(--sombra-suave);
}
.aseguradora-logo small { display: block; font-size: 0.7rem; font-weight: 600; color: var(--gris-suave); margin-top: 2px; }

/* ========== MAPA OFICINA ========== */
.office-section {
  padding: 60px 20px;
  background: var(--gris-fondo);
}
.office-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 30px;
  align-items: center;
}
.office-info h3 { font-size: 1.5rem; margin-bottom: 12px; }
.office-info p { color: var(--gris-suave); margin-bottom: 14px; line-height: 1.7; }
.office-info .office-detail {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 0;
  border-bottom: 1px solid #e8edf3;
  font-size: 0.95rem;
}
.office-info .office-detail:last-child { border-bottom: 0; }
.office-info .office-detail strong { color: var(--azul-oscuro); }
.office-map {
  border-radius: var(--radio);
  overflow: hidden;
  box-shadow: var(--sombra-suave);
  height: 360px;
  background: #ddd;
}
.office-map iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ========== CALCULADORA ========== */
.calc-section {
  background: linear-gradient(135deg, #FAF6EE 0%, #F5EFE0 100%);
  padding: 80px 20px;
}
.calc-card {
  max-width: 720px;
  margin: 0 auto;
  background: white;
  border-radius: 20px;
  padding: 40px;
  box-shadow: 0 20px 50px rgba(10, 22, 40, 0.12);
}
.calc-result {
  margin-top: 20px;
  padding: 24px;
  background: linear-gradient(135deg, var(--verde), #14c277);
  color: white;
  border-radius: 14px;
  text-align: center;
  display: none;
}
.calc-result.show { display: block; animation: fadeIn 0.3s; }
.calc-result .estimado {
  font-size: 0.85rem;
  opacity: 0.9;
  margin-bottom: 4px;
}
.calc-result .precio {
  font-family: 'Poppins', sans-serif;
  font-size: 2.6rem;
  font-weight: 800;
  margin-bottom: 8px;
}
.calc-result .nota { font-size: 0.85rem; opacity: 0.95; }
.calc-result .cta {
  margin-top: 18px;
  display: inline-block;
  background: white;
  color: var(--verde);
  padding: 12px 28px;
  border-radius: 50px;
  font-weight: 800;
  text-decoration: none;
}

/* ========== NEWSLETTER ========== */
.newsletter-section {
  background: var(--azul-oscuro);
  color: white;
  padding: 60px 20px;
}
.newsletter-grid {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}
.newsletter-grid h3 { color: white; font-size: 1.6rem; margin-bottom: 8px; }
.newsletter-grid p { color: #cfe3f7; }
.newsletter-form {
  display: flex;
  gap: 8px;
  background: white;
  padding: 6px;
  border-radius: 50px;
}
.newsletter-form input {
  flex: 1;
  padding: 12px 18px;
  border: 0;
  border-radius: 50px;
  font-size: 1rem;
  font-family: inherit;
  background: transparent;
}
.newsletter-form input:focus { outline: 0; }
.newsletter-form button {
  background: var(--naranja);
  color: white;
  border: 0;
  padding: 12px 22px;
  border-radius: 50px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s;
}
.newsletter-form button:hover { background: var(--naranja-oscuro); }

/* ========== COUNTDOWN ========== */
.countdown-banner {
  background: linear-gradient(135deg, var(--naranja) 0%, var(--naranja-oscuro) 100%);
  color: white;
  padding: 30px 20px;
  text-align: center;
}
.countdown-banner h3 {
  color: white;
  font-size: 1.3rem;
  margin-bottom: 12px;
}
.countdown-banner-simple {
  padding: 18px 20px;
}
.countdown-banner-simple h3 {
  margin-bottom: 0;
  font-size: 1.25rem;
}
.countdown {
  display: inline-flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
  margin-top: 8px;
}
.countdown-unit {
  background: rgba(255,255,255,0.18);
  border-radius: 12px;
  padding: 10px 14px;
  min-width: 70px;
}
.countdown-unit .num {
  font-family: 'Poppins', sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  display: block;
}
.countdown-unit .label {
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  opacity: 0.9;
}

/* ========== LEAD MAGNET ========== */
.leadmagnet-section {
  background: var(--gris-fondo);
  padding: 70px 20px;
}
.leadmagnet-card {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 40px;
  align-items: center;
  background: white;
  padding: 36px;
  border-radius: 18px;
  box-shadow: var(--sombra-suave);
}
.leadmagnet-cover {
  background: linear-gradient(135deg, var(--azul-oscuro) 0%, var(--azul-principal) 60%, var(--naranja) 100%);
  border-radius: 14px;
  aspect-ratio: 3/4;
  display: grid;
  place-items: center;
  color: white;
  text-align: center;
  padding: 20px;
  position: relative;
  box-shadow: 0 12px 30px rgba(10,22,40,0.35);
  overflow: hidden;
}
.leadmagnet-cover-img {
  background: var(--azul-oscuro);
  padding: 0;
}
.leadmagnet-cover-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  border-radius: 14px;
  transition: transform 0.4s ease;
}
.leadmagnet-cover-img:hover .leadmagnet-cover-image {
  transform: scale(1.02);
}
.leadmagnet-cover .pdf-tag {
  position: absolute;
  top: 14px; right: 14px;
  background: var(--dorado);
  color: var(--azul-marino);
  font-weight: 800;
  font-size: 0.78rem;
  padding: 5px 12px;
  border-radius: 50px;
  letter-spacing: 0.5px;
  z-index: 2;
  box-shadow: 0 4px 10px rgba(0,0,0,0.25);
}
.leadmagnet-cover h4 {
  color: white;
  font-size: 1.3rem;
  line-height: 1.2;
}
.leadmagnet-info h3 { font-size: 1.6rem; margin-bottom: 10px; }
.leadmagnet-info ul { list-style: none; margin: 14px 0; }
.leadmagnet-info ul li { padding: 5px 0; padding-left: 24px; position: relative; color: var(--gris-suave); }
.leadmagnet-info ul li::before { content: "✓"; position: absolute; left: 0; color: var(--verde); font-weight: 700; }
.leadmagnet-info .lm-form { display: flex; gap: 8px; margin-top: 16px; flex-wrap: wrap; }
.leadmagnet-info .lm-form input {
  flex: 1; min-width: 220px;
  padding: 13px 16px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  font-size: 1rem;
  font-family: inherit;
}
.leadmagnet-info .lm-form button {
  background: var(--naranja);
  color: white;
  border: 0;
  padding: 13px 24px;
  border-radius: 10px;
  font-weight: 700;
  cursor: pointer;
}

/* ========== AGENDAR CITA ========== */
.appointment-section { padding: 70px 20px; }
.appointment-card {
  max-width: 720px;
  margin: 0 auto;
  background: white;
  border-radius: 18px;
  padding: 32px;
  box-shadow: var(--sombra-suave);
  border: 1px solid #eef2f7;
}
.slots-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-top: 16px;
}
.slot-btn {
  padding: 10px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  background: white;
  cursor: pointer;
  font-weight: 600;
  font-size: 0.9rem;
  transition: all 0.2s;
}
.slot-btn:hover { border-color: var(--naranja); }
.slot-btn.selected { background: var(--azul-principal); color: white; border-color: var(--azul-principal); }
.slot-btn.taken { opacity: 0.4; cursor: not-allowed; text-decoration: line-through; }

/* ========== BLOG ========== */
.blog-hero {
  background: linear-gradient(135deg, var(--azul-oscuro) 0%, var(--azul-principal) 100%);
  color: white;
  padding: 60px 20px 40px;
  text-align: center;
}
.blog-hero h1 { color: white; font-size: clamp(2rem, 4vw, 2.8rem); margin-bottom: 12px; }
.blog-hero p { color: #cfe3f7; max-width: 640px; margin: 0 auto; font-size: 1.05rem; }
.blog-search {
  max-width: 500px;
  margin: 22px auto 0;
}
.blog-search input {
  width: 100%;
  padding: 14px 20px;
  border: 0;
  border-radius: 50px;
  font-size: 1rem;
  font-family: inherit;
}
.blog-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  padding: 60px 20px;
}
.blog-card {
  background: white;
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid #eef2f7;
  transition: transform 0.25s, box-shadow 0.25s;
  text-decoration: none;
  color: inherit;
  display: block;
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--sombra-fuerte); }
.blog-card-img {
  width: 100%;
  height: 200px;
  background: linear-gradient(135deg, var(--azul-principal) 0%, var(--azul-oscuro) 60%, var(--naranja) 100%);
  background-size: cover;
  background-position: center;
}
.blog-card-body { padding: 22px; }
.blog-card-tag {
  display: inline-block;
  background: var(--azul-claro);
  color: var(--azul-principal);
  padding: 3px 10px;
  border-radius: 50px;
  font-size: 0.72rem;
  font-weight: 700;
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.3px;
}
.blog-card h3 {
  font-size: 1.15rem;
  line-height: 1.3;
  margin-bottom: 8px;
  color: var(--azul-oscuro);
}
.blog-card-excerpt {
  font-size: 0.92rem;
  color: var(--gris-suave);
  line-height: 1.6;
}
.blog-card-meta {
  display: flex;
  justify-content: space-between;
  margin-top: 12px;
  font-size: 0.78rem;
  color: var(--gris-suave);
}

/* Blog post (artículo individual) */
.post-hero {
  padding: 70px 20px 30px;
  background: var(--gris-fondo);
}
.post-hero-inner {
  max-width: 800px;
  margin: 0 auto;
}
.post-hero .breadcrumb {
  font-size: 0.85rem;
  color: var(--gris-suave);
  margin-bottom: 16px;
}
.post-hero .breadcrumb a { color: var(--azul-principal); }
.post-hero h1 {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  line-height: 1.2;
  margin-bottom: 16px;
}
.post-meta {
  display: flex;
  gap: 16px;
  font-size: 0.88rem;
  color: var(--gris-suave);
  margin-bottom: 24px;
}
.post-cover {
  width: 100%;
  max-height: 400px;
  border-radius: 14px;
  margin-bottom: 30px;
  overflow: hidden;
}
.post-cover img { width: 100%; height: 100%; object-fit: cover; }
.post-content {
  max-width: 740px;
  margin: 0 auto;
  padding: 0 20px 60px;
  font-size: 1.05rem;
  line-height: 1.8;
  color: var(--gris-texto);
}
.post-content h2 { font-size: 1.6rem; margin: 32px 0 14px; }
.post-content h3 { font-size: 1.25rem; margin: 24px 0 10px; }
.post-content p { margin-bottom: 16px; }
.post-content ul, .post-content ol { margin: 0 0 16px 20px; }
.post-content li { margin-bottom: 6px; }
.post-content blockquote {
  border-left: 4px solid var(--naranja);
  padding: 8px 0 8px 20px;
  margin: 20px 0;
  font-style: italic;
  color: var(--gris-suave);
}
.post-content a { color: var(--azul-principal); font-weight: 600; }

/* Blog admin */
.admin-shell {
  max-width: 1200px;
  margin: 30px auto;
  padding: 0 20px;
}
.admin-card {
  background: white;
  border-radius: 16px;
  padding: 30px;
  box-shadow: var(--sombra-suave);
  margin-bottom: 24px;
}
.admin-card h2 { font-size: 1.4rem; margin-bottom: 16px; }
.admin-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.admin-form-grid .full { grid-column: 1/-1; }
.admin-form-grid label { display:block; font-size: 0.85rem; font-weight: 600; margin-bottom: 6px; }
.admin-form-grid input, .admin-form-grid select, .admin-form-grid textarea {
  width: 100%;
  padding: 12px 14px;
  border: 2px solid #e5ebf2;
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  background: white;
}
.admin-key-warn {
  background: #fff8e1;
  border-left: 4px solid #ffb800;
  padding: 12px 16px;
  border-radius: 6px;
  font-size: 0.88rem;
  margin-bottom: 16px;
  color: #6b5400;
}
.admin-status {
  padding: 12px 16px;
  border-radius: 10px;
  margin-top: 16px;
  font-size: 0.92rem;
  display: none;
}
.admin-status.show { display: block; animation: fadeIn 0.3s; }
.admin-status.info { background: var(--azul-claro); color: var(--azul-oscuro); }
.admin-status.success { background: #d4f5e1; color: #0a7a4d; }
.admin-status.error { background: #fde2e2; color: #a01818; }
.admin-preview {
  border: 2px dashed #d5dde6;
  border-radius: 12px;
  padding: 24px;
  margin-top: 16px;
  background: var(--gris-fondo);
}
.admin-actions {
  display: flex;
  gap: 10px;
  margin-top: 16px;
  flex-wrap: wrap;
}
.btn-generate {
  background: var(--naranja);
  color: white;
  border: 0;
  padding: 13px 26px;
  border-radius: 10px;
  font-weight: 700;
  cursor: pointer;
  font-size: 1rem;
}
.btn-generate:hover { background: var(--naranja-oscuro); }
.btn-generate:disabled { opacity: 0.6; cursor: wait; }
.btn-publish {
  background: var(--verde);
  color: white;
  border: 0;
  padding: 13px 26px;
  border-radius: 10px;
  font-weight: 700;
  cursor: pointer;
}
.btn-publish:hover { background: #0c8b56; }
.posts-list {
  display: grid;
  grid-template-columns: 1fr;
  gap: 10px;
  margin-top: 12px;
}
.post-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 16px;
  background: var(--gris-fondo);
  border-radius: 10px;
  font-size: 0.92rem;
}
.post-row .meta { color: var(--gris-suave); font-size: 0.8rem; }
.post-row button {
  background: transparent;
  border: 1px solid #d5dde6;
  padding: 6px 12px;
  border-radius: 6px;
  cursor: pointer;
  font-size: 0.82rem;
}

/* ========== GLOSARIO ========== */
.glosario-grid {
  max-width: 900px;
  margin: 30px auto 0;
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
.glosario-item {
  background: white;
  padding: 18px 22px;
  border-radius: 10px;
  border-left: 4px solid var(--naranja);
  box-shadow: var(--sombra-suave);
}
.glosario-item h3 { font-size: 1.1rem; margin-bottom: 4px; color: var(--azul-oscuro); }
.glosario-item p { color: var(--gris-suave); font-size: 0.95rem; line-height: 1.6; margin: 0; }
.glosario-letras {
  display: flex;
  gap: 4px;
  flex-wrap: wrap;
  justify-content: center;
  margin: 24px 0;
}
.glosario-letras a {
  width: 34px;
  height: 34px;
  display: grid;
  place-items: center;
  border-radius: 8px;
  background: white;
  border: 1px solid #eef2f7;
  font-weight: 700;
  font-size: 0.85rem;
  color: var(--azul-principal);
  text-decoration: none;
}
.glosario-letras a:hover, .glosario-letras a.active { background: var(--azul-principal); color: white; }

/* ========== ABOUT US ========== */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 30px;
}
.team-member {
  background: white;
  border-radius: 14px;
  overflow: hidden;
  border: 1px solid #eef2f7;
  text-align: center;
  padding-bottom: 20px;
}
.team-photo {
  width: 100%;
  aspect-ratio: 1;
  background: linear-gradient(135deg, var(--azul-principal) 0%, var(--azul-oscuro) 60%, var(--naranja) 100%);
  display: grid;
  place-items: center;
  color: white;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 3rem;
}
.team-member h3 { font-size: 1.15rem; margin: 16px 0 4px; }
.team-member .role { color: var(--naranja); font-weight: 700; font-size: 0.85rem; margin-bottom: 8px; }
.team-member p { font-size: 0.92rem; color: var(--gris-suave); padding: 0 18px; }

/* ========== REFIERE Y GANA ========== */
.refer-hero {
  background: linear-gradient(135deg, var(--verde) 0%, #14c277 100%);
  color: white;
  padding: 80px 20px;
  text-align: center;
}
.refer-hero h1 { color: white; font-size: clamp(2rem, 4.5vw, 3rem); margin-bottom: 14px; }
.refer-hero .premio {
  background: white;
  color: var(--verde);
  display: inline-block;
  padding: 10px 24px;
  border-radius: 50px;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 2.2rem;
  margin: 16px 0;
}

/* ========== COMUNIDADES ========== */
.comunidades-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
  margin-top: 24px;
}
.comunidad-card {
  background: white;
  padding: 20px 12px;
  border-radius: 10px;
  text-align: center;
  border: 1px solid #eef2f7;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--azul-oscuro);
}
.comunidad-flag { font-size: 2rem; display: block; margin-bottom: 6px; }

/* ========== RESPONSIVE ========== */
@media (max-width: 1180px) {
  .nav-links { gap: 14px; }
  .nav-links a, .nav-trigger { font-size: 0.95rem; }
  .btn-call-header, .btn-wa-header { font-size: 0.78rem !important; padding: 8px 12px; }
  .logo-banner { max-width: 540px; gap: 10px; }
  .logo-banner-img { max-height: 90px; height: 90px; }
  .logo-text-img { max-height: 65px; }
  .footer-logo .logo-banner-img { height: 70px; max-height: 70px; }
  .footer-logo .logo-text-img { max-height: 64px; max-width: 150px; }
}
@media (max-width: 960px) {
  .logo-banner { max-width: 380px; gap: 8px; }
  .logo-banner-img { max-height: 70px; height: 70px; }
  .logo-text-img { max-height: 50px; }
}
@media (max-width: 600px) {
  .logo-banner { max-width: 280px; margin-right: 8px; gap: 6px; }
  .logo-banner-img { max-height: 56px; height: 56px; }
  .logo-text-img { max-height: 40px; }
  .footer-logo .logo-banner-img { height: 60px; max-height: 60px; }
  .footer-logo .logo-text-img { max-height: 56px; max-width: 130px; }
}
@media (max-width: 400px) {
  .logo-banner { max-width: 220px; }
  .logo-banner-img { max-height: 46px; height: 46px; }
  .logo-text-img { max-height: 32px; }
}
@media (max-width: 1024px) {
  .aseguradoras-grid { grid-template-columns: repeat(4, 1fr); }
  .blog-grid { grid-template-columns: repeat(2, 1fr); }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .comunidades-grid { grid-template-columns: repeat(4, 1fr); }
  .office-grid { grid-template-columns: 1fr; }
  .leadmagnet-card { grid-template-columns: 1fr; }
  .newsletter-grid { grid-template-columns: 1fr; }
}
@media (max-width: 960px) {
  .hero-container { grid-template-columns: 1fr; gap: 36px; }
  .planes-grid, .planes-grid.three { grid-template-columns: repeat(2, 1fr); }
  .pasos, .beneficios-grid, .testimonios-grid, .productos-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .nav-links { display: none; }
  .nav-links.open {
    display: flex;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: white;
    flex-direction: column;
    padding: 20px;
    gap: 16px;
    box-shadow: var(--sombra-suave);
  }
  .menu-toggle { display: block; }
  .nav-menu { position: static; box-shadow: none; border: 0; padding: 0 0 0 16px; margin: 0; }
  .nav-dropdown .nav-menu { display: none; }
  .nav-dropdown.open .nav-menu { display: block; }
  .floating-call { display: none; }
  .floating-wa { bottom: 16px; right: 16px; }
  .blog-grid, .team-grid, .planes-grid.three { grid-template-columns: 1fr; }
  .aseguradoras-grid, .comunidades-grid { grid-template-columns: repeat(2, 1fr); }
  .slots-grid { grid-template-columns: repeat(2, 1fr); }
  .admin-form-grid { grid-template-columns: 1fr; }
  section { padding: 60px 20px; }
  .form-card-big { padding: 24px; }
  .form-grid { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .planes-grid, .planes-grid.three { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 40px 16px 60px; }
  .hero-form-card { padding: 22px; }
  .hero-cta-row .btn-primary,
  .hero-cta-row .btn-secondary { width: 100%; justify-content: center; }
  .producto-card { flex-direction: column; }
}